*{box-sizing:border-box}body{margin:0;font:17px/1.65 system-ui,-apple-system,Segoe UI,sans-serif;color:#203449;background:#fff}a{color:#075e85}a:hover{text-decoration:underline}.wrap{max-width:1120px;margin:auto;padding:0 24px}.top{background:#10344a;color:white;padding:9px 0;font-size:14px}.top a{color:white}.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:19px 0;flex-wrap:wrap}.brand{font-size:23px;font-weight:850;letter-spacing:-.7px;color:#10344a;text-decoration:none}.navlinks{display:flex;gap:19px;flex-wrap:wrap}.navlinks a{text-decoration:none;color:#17374b;font-weight:650}.btn{display:inline-block;background:#e4a42e;color:#172f3d!important;text-decoration:none;border-radius:9px;padding:13px 22px;font-weight:850}.btn:hover{background:#f2b844;text-decoration:none}.hero{background:linear-gradient(115deg,#10344a,#17617a);color:white;padding:65px 0}.hero h1{color:white;font-size:clamp(34px,5vw,56px);line-height:1.12;max-width:850px;margin:0 0 20px}.hero p{max-width:750px;font-size:20px}.hero .btn{margin-top:12px}.eyebrow{text-transform:uppercase;letter-spacing:2px;color:#aee1e6;font-size:13px;font-weight:800}.section{padding:50px 0}.section.alt{background:#f2f7f8}h1,h2,h3{line-height:1.23;color:#10344a}h2{font-size:clamp(26px,3vw,35px);margin-top:0}h3{font-size:22px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(245px,1fr));gap:20px}.tile{border:1px solid #dce8eb;border-radius:14px;padding:23px;background:white}.tile h3{margin-top:0}.tile a{font-weight:750}.prose{max-width:820px}.prose p{margin:0 0 18px}.cta{background:#10344a;color:white;border-radius:18px;padding:30px}.cta h2{color:white}.crumb{padding:16px 0;font-size:14px;color:#567}.crumb a{color:#075e85}.faq details{border-bottom:1px solid #cddde1;padding:16px 0}.faq summary{font-weight:750;cursor:pointer}.footer{background:#102d40;color:#e4eef2;padding:45px 0 80px}.footer a{color:#d3eaf5}.footergrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:30px}.footer ul{padding-left:18px}.notice{background:#fff4da;border-left:4px solid #e4a42e;padding:15px 20px;margin:20px 0}.sticky{display:none}@media(max-width:700px){.navlinks{gap:10px;font-size:14px}.hero{padding:42px 0}.section{padding:34px 0}.sticky{display:block;position:fixed;bottom:0;left:0;right:0;background:#e4a42e;text-align:center;padding:12px;z-index:10;font-weight:850}.sticky a{color:#17374b;text-decoration:none}.footer{padding-bottom:100px}}
/* Responsive navigation and conversion controls */
header{background:#fff;z-index:30}
@media(min-width:701px){header{position:sticky;top:0;box-shadow:0 2px 12px #10344a12}.menu-toggle{display:none}}
@media(max-width:700px){
.top{display:none}
header{position:relative}
.nav{display:flex;flex-wrap:nowrap;gap:8px;padding:12px 0}
.brand{font-size:clamp(13px,3.6vw,18px);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;min-width:0;flex:1}
.nav>.btn{padding:9px 10px;font-size:12px;white-space:nowrap}
.menu-toggle{display:flex;align-items:center;justify-content:center;flex:0 0 42px;height:42px;border:1px solid #cbdde2;background:white;border-radius:8px;color:#10344a;cursor:pointer;font-size:24px}
.navlinks{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;box-shadow:0 12px 18px #10344a25;padding:15px 24px;z-index:35;flex-direction:column;gap:0}
.navlinks.is-open{display:flex}
.navlinks a{padding:12px 0;border-bottom:1px solid #e4ecee;font-size:16px}
.sticky{z-index:40}
}

/* Header phone CTA */
.header-call{display:inline-flex;align-items:center;justify-content:center;gap:8px;white-space:nowrap}.header-call svg{flex:none}
@media(max-width:700px){.nav>.header-call{font-size:clamp(10px,2.8vw,13px);padding:9px 8px;gap:5px}.header-call svg{width:15px;height:15px}}

@media(max-width:700px){.sticky{padding:0}.sticky a{display:flex;align-items:center;justify-content:center;min-height:58px;padding:12px 16px;font-size:clamp(15px,4vw,19px);line-height:1.2}.footer{padding-bottom:105px}}